Since lawsuits take lots of time and lots of money, consider arbitration before filing suit. This can prove to be an effective means of communication between you and the health insurer and often results in a satisfactory settlement for both parties without having to resort to a lawsuit.
Keep excellent records of every document relating to your insurance policy and each communication that has passed between you and the health insurance company regarding the denied health claim. You will need all of this accuracy should you proceed to a lawsuit. Don't depend upon your memory to recall what was sent and when or what was said and by whom Cheap Cigarettes Online USA. The legal system respects evidence that is in black and white, written records of when and where discussions took place and with whom.